Navigating the aftermath of a car accident can be stressful and confusing. Understanding the common mistakes that can jeopardize your claim is essential, so you can avoid them and ensure you receive the compensation you deserve.
1. Not Reporting the Accident
One of the first things to do after a car accident is to report it to the police, regardless of how minor it might seem. A police report provides an unbiased third-party account of the incident, which can be crucial when filing your claim. Make sure to get a copy of the police report as well.
2. Admitting Fault
Never admit fault at the accident scene, even if you believe you're responsible. Determining who is at fault in a car accident involves many factors, and your admission could be used against you in the claims process.
3. Not Seeking Medical Attention
Even if you feel fine immediately after the accident, seek medical attention as soon as possible. Some injuries may not manifest symptoms until days or weeks later. Failing to seek immediate medical attention could lead to long-term health complications and give insurers a reason to doubt the seriousness of your injuries.
4. Not Documenting the Accident
Document everything related to the accident – take photos of the scene, note details about the event, gather witness information, and keep records of all medical treatments and expenses. This documentation will support your claim.
5. Settling Too Quickly
Insurance companies often try to resolve claims quickly to minimize their payout. Be wary of accepting the first offer, as it might not fully cover your damages and medical expenses.
6. Handling the Claim Alone
Car accident claims can be complex. At Miller Embury PLLC, we can help you navigate the process, negotiate with insurance companies, obtain fair compensation for your damages, and ensure your rights are protected. With more than 45 years of experience, we know how to handle your case and help you heal.